First don't get indebt. Second watch what you spent. Third if you are indebt pay all the little bills first. This is how I got out of debt I divide the payment by what you owe by how many payment that you can afford example say that you have a payment of $1000. dollars and you can pay it 5 payments that you make the payment that you send is $200 but if you can't afford that just keep divide it until you can pay it off. The faster that you pay it off the faster that you are out of debt and you will feel better. And never pay the the minimum payment unless you have too. Never buy stuff unless you need to food first gas second and third medicine then get out debt if you are in it.
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